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How do you determine LTV?

- LTV or Loan-to-Value is determined by comparing the Loan Value and the Assessed Value of a property at the time of purchase.  The Loan Value is a static number that is only updated if the property is resold and a new loan is taken out on the property. 

Loan Value / Assessed Value = LTV

- If there is no loan taken out on a property the purchase price of the property is used in determining LTV

- Some states and counties may not have LTV information available due to state disclosure regulations. 

 

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  1. Josh Tobias

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